We've been on a journey to be debt free since end of 2009... we followed Dave Ramsey (Normal is broke... be weird) and his teaching. Started by creating our "emergency fund" and once that was done, we were off... our credit cards are now at 0.00, as of this month! Yee-haw!!! Next item is my van!
This process hasn't been easy.... it has been hard not living like the Jones' ,well at first it was... but after you get over that hump, you realize you can't put a price on financial freedom. We've even been teaching the kids about couping and having them put their own money in their bank account. Half birthday money went to bank, half went to Target! Next is 529 plans.
visit Dave's website and begin your debt snowball: www.daveramsey.com.
Praying for financial freedom for you and yours!
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